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Strength in Numbers

Legal Advocates and Community Organizers Partner to Fight Foreclosures

By Antonio Hicks

Through an innovative collaboration between Neighborhood Legal Services of Los Angeles County and a community organization, One LA-IAF (a member of the Industrial Areas Foundation), low-income homeowners who face foreclosure and who have a loan servicer in common were organized into groups, each group negotiating collectively with the servicer to modify the homeowners’ loans. Taking notice and informed by data gathered through the negotiations, policymakers and the Los Angeles City Council voted to fund a foreclosure prevention pilot project that grants “silent second” mortgages to some homeowners.

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